ZIP Code 78145 — Pawnee CDP, TX Demographics & Data

ZIP code 78145 covers Pawnee, TX in Bee County with a population of about 48.

At a glance, the area shows median age of 64.5 versus a U.S. median of about 38.9.

It sits in telephone area code 361; U.S. House district TX-27; the CORPUS CHRISTI media market.

Pawnee, TX fits a retirement-oriented profile (high share of residents 65+ (37.5%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 78145 is about $31,563 — about 58% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 6.7%.

Labor and commute patterns include leading industry context around Transportation, Construction, and Public administration; a mean commute of about 28.0 minutes (U.S. average near 26.8).

Median home value is about $23,800 — about 93% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 78145 in Pawnee, TX, a household would need roughly $7,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $153. That sits below the local median household income ($31,563), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Pawnee CDP, TX as Relatively Low (composite score 62.7), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (91.2) and wildfire (61.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Pawnee CDP, TX show little to no average snow.

IRS migration statistics show a net inflow of about 2 for ZIP 78145 (Pawnee CDP, TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.