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Austin city, TX

ZIP 78730 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 78730

Median Home Value
$1,019,100
Median Rent
$1,485
Affordability Snapshot
$281,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$6,546/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

7.0x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

57.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 78730 in Austin city, TX, a household would need roughly $281,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $6,546. That is about 92% above the local median household income ($146,450), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
63.4%-3% vs US avg
x
Vacancy Rate
6.4%-38% vs US avg
x
Broadband Access
99.0%+14% vs US avg
x
4+ Bedrooms
8.8%-41% vs US avg
x
Built Pre-1939
0.8%-94% vs US avg
x
Built Post-2014
0.3%-95% vs US avg
x
Rent Burden >30%
8.0%-84% vs US avg
x
Mortgage-Free
30.5%-20% vs US avg
x
$1,019,100
Home Value
$1,485
Rent
1997
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached57.1%
  • 1-unit attached3.4%
  • 2-9 units9.6%
  • 10+ units29.8%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,019,100
Median rent$1,485
Owner-occupied63.4%
Vacant6.4%
Price-to-income7.0x
Est. income to buy$281,000