Median home value is about $1,019,100 — about 193% above the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $1,485 (about 28% above the U.S. median rent ($1,163)), and owner-occupancy near 63.4% (about 2.0 points below the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 78730 in Austin, TX, a household would need roughly $281,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $6,546. That is about 92% above the local median household income ($146,450), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.