ZIP Code 78942 — Giddings city, TX Demographics & Data

ZIP code 78942 covers Giddings, TX in Lee County with a population of about 9,858.

At a glance, the area shows median age of 39.7 (near the U.S. median).

It sits in telephone area code 979; U.S. House district TX-10; the AUSTIN media market.

Median household income in ZIP 78942 is about $60,084 — about 20% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 16.3%; unemployment rate near 6.5%; 20.9% of adults with a bachelor’s degree or higher (about 12.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Retail trade, and Healthcare; about 9.1% of workers reporting work-from-home (about 6.1 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $235,600 — about 32% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $796 (about 32% below the U.S. median rent ($1,163)), and owner-occupancy near 74.7% (about 9.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 78942 in Giddings, TX, a household would need roughly $65,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,513. That is roughly in line with the local median household income ($60,084). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Giddings city, TX as Very Low (composite score 40.5), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (72.6) and wildfire (46.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Giddings city, TX show little to no average snow and around 37.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 465 for ZIP 78942 (Giddings city, TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.