ZIP Code 78946 — undefined, TX Demographics & Data

ZIP code 78946 covers TX in Lee County with a population of about 760.

At a glance, the area shows median age of 52.8 versus a U.S. median of about 38.9.

It sits in telephone area code 979; U.S. House district TX-10; the AUSTIN media market.

Median household income in ZIP 78946 is about $64,345 — about 14% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 25.5%; unemployment rate near 6.2%; 15.5% of adults with a bachelor’s degree or higher (about 18.2 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Public administration, and Healthcare; about 9.3% of workers reporting work-from-home (about 5.9 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $279,800 — about 20% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 89.4% (about 24.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 78946 in TX, a household would need roughly $77,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,797. That is about 20% above the local median household income ($64,345), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for TX as Very Low (composite score 40.5), which is near the middle of the national distribution. The strongest component scores on US5 are hurricane (72.6) and wildfire (46.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for TX show little to no average snow and around 41.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 36 for ZIP 78946 (TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.