ZIP Code 79046 — Higgins city, TX Demographics & Data

ZIP code 79046 covers Higgins, TX in Lipscomb County with a population of about 545.

At a glance, the area shows median age of 37.1 versus a U.S. median of about 38.9.

It sits in telephone area code 806; U.S. House district TX-13; the AMARILLO media market.

Median household income in ZIP 79046 is about $63,750 — about 15% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 22.2%; unemployment rate near 18.7%; 20.8% of adults with a bachelor’s degree or higher (about 12.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Transportation, and Construction; about 3.1% of workers reporting work-from-home (about 12.1 points below the U.S. share (15.2%)); a mean commute of about 158.0 minutes (U.S. average near 26.8).

Median home value is about $108,800 — about 69% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $450 (about 61% below the U.S. median rent ($1,163)), and owner-occupancy near 87.2% (about 21.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 79046 in Higgins, TX, a household would need roughly $30,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $699. That sits below the local median household income ($63,750), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Higgins city, TX as Very Low (composite score 27.9), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (84.6) and hurricane (16.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Higgins city, TX show little to no average snow and around 22.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 26 for ZIP 79046 (Higgins city, TX) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.