Median home value is about $420,500 — about 21% above the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $994 (about 15% below the U.S. median rent ($1,163)), and owner-occupancy near 79.9% (about 14.5 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 80452 in Idaho Springs, CO, a household would need roughly $116,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,701. That is about 57% above the local median household income ($73,906), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.