ZIP Code 80476 — Silver Plume town, CO Demographics & Data

ZIP code 80476 covers Silver Plume, CO in Clear Creek County with a population of about 243.

At a glance, the area shows median age of 57.8 versus a U.S. median of about 38.9.

It sits in telephone area codes 303, 720, 983; U.S. House district CO-2; the DENVER media market.

Silver Plume, CO fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

On socioeconomic markers, US5 shows a poverty rate of 15.6%; unemployment rate near 0.0%; 53.6% of adults with a bachelor’s degree or higher (about 19.9 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Arts and entertainment, and Real estate; about 14.4% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 83.0 minutes (U.S. average near 26.8).

Median home value is about $555,300 — about 60% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $848 (about 27% below the U.S. median rent ($1,163)), and owner-occupancy near 78.0% (about 12.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 80476 in Silver Plume, CO, a household would need roughly $153,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,567. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Silver Plume town, CO as Relatively Low (composite score 46.7), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (94.0) and flood (40.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Silver Plume town, CO show little to no average snow and around 21.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 11 for ZIP 80476 (Silver Plume town, CO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.