ZIP Code 81140 — La Jara town, CO Demographics & Data

ZIP code 81140 covers La Jara, CO in Conejos County with a population of about 1,973.

At a glance, the area shows median age of 37.1 versus a U.S. median of about 38.9.

It sits in telephone area code 719; U.S. House district CO-3; the DENVER media market.

Median household income in ZIP 81140 is about $46,211 — about 39% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 16.6%; unemployment rate near 4.3%; 24.4% of adults with a bachelor’s degree or higher (about 9.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Agriculture, and Food services; about 16.2% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $233,100 — about 33% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $571 (about 51% below the U.S. median rent ($1,163)), and owner-occupancy near 75.7% (about 10.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 81140 in La Jara, CO, a household would need roughly $64,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,497. That is about 38% above the local median household income ($46,211), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for La Jara town, CO as Very Low (composite score 22.9), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (58.3) and flood (33.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for La Jara town, CO show little to no average snow and around 7.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 90 for ZIP 81140 (La Jara town, CO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.