ZIP Code 81325 — undefined, CO Demographics & Data

ZIP code 81325 covers CO in Dolores County with a population of about 86.

At a glance, the area shows median age of 65.9 versus a U.S. median of about 38.9.

It sits in telephone area code 970; U.S. House district CO-3; the DENVER media market.

CO fits a retirement-oriented profile (high share of residents 65+ (60.5%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 81325 is about $57,000 — about 24% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 5.8%; unemployment rate near 0.0%.

Labor and commute patterns include leading industry context around Healthcare and Education; a mean commute of about 26.0 minutes (U.S. average near 26.8).

Median home value is about $457,100 — about 31% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 81325 in CO, a household would need roughly $126,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,936. That is about 121% above the local median household income ($57,000), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for CO as Very Low (composite score 11.3), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (79.8) and flood (8.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for CO show little to no average snow.

IRS migration statistics show a net inflow of about 4 for ZIP 81325 (CO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.