ZIP Code 81422 — Naturita town, CO Demographics & Data

ZIP code 81422 covers Naturita, CO in Montrose County with a population of about 520.

At a glance, the area shows median age of 53.5 versus a U.S. median of about 38.9.

It sits in telephone area code 970; U.S. House district CO-3; the GRAND JUNCTION - MONTROSE media market.

Median household income in ZIP 81422 is about $28,021 — about 63% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 27.3%; unemployment rate near 0.0%; 6.1% of adults with a bachelor’s degree or higher (about 27.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Construction, and Public administration; about 3.0% of workers reporting work-from-home (about 12.2 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $169,000 — about 51% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $438 (about 62% below the U.S. median rent ($1,163)), and owner-occupancy near 79.8% (about 14.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 81422 in Naturita, CO, a household would need roughly $47,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,086. That is about 68% above the local median household income ($28,021), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Naturita town, CO as Relatively Low (composite score 49.0), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (78.6) and flood (67.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Naturita town, CO show little to no average snow and around 11.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 24 for ZIP 81422 (Naturita town, CO) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.