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, CO

ZIP 81525 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 81525

Median Home Value
$442,200
Median Rent
$1,451
Affordability Snapshot
$122,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,841/mo PITI).

24%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.2x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

25.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 81525 in CO, a household would need roughly $122,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,841. That is about 70% above the local median household income ($71,702), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
51.7%-21% vs US avg
x
Vacancy Rate
0.0%
x
Broadband Access
86.4%-1% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
6.6%-49% vs US avg
x
Built Post-2014
9.5%+38% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
44.3%+16% vs US avg
x
$442,200
Home Value
$1,451
Rent
2002
Year Built
2019
Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached79.4%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other20.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$442,200
Median rent$1,451
Owner-occupied51.7%
Vacant0.0%
Price-to-income6.2x
Est. income to buy$122,000