Median home value is about $442,200 — about 27% above the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $1,451 (about 25% above the U.S. median rent ($1,163)), and owner-occupancy near 51.7% (about 13.7 points below the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 81525 in CO, a household would need roughly $122,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,841. That is about 70% above the local median household income ($71,702), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.