Median home value is about $328,000 — about 6% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $936 (about 20% below the U.S. median rent ($1,163)), and owner-occupancy near 79.6% (about 14.2 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 83274 in Shelley, ID, a household would need roughly $90,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,107. That is roughly in line with the local median household income ($80,000). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.