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Shelley city, ID

ZIP 83274 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 83274

Median Home Value
$328,000
Median Rent
$936
Affordability Snapshot
$90,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,107/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

29.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 83274 in Shelley city, ID, a household would need roughly $90,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,107. That is roughly in line with the local median household income ($80,000). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
79.6%+22% vs US avg
x
Vacancy Rate
3.6%-65% vs US avg
x
Broadband Access
93.6%+8% vs US avg
x
4+ Bedrooms
21.1%+43% vs US avg
x
Built Pre-1939
2.5%-81% vs US avg
x
Built Post-2014
2.6%-62% vs US avg
x
Rent Burden >30%
7.8%-84% vs US avg
x
Mortgage-Free
34.1%-11% vs US avg
x
$328,000
Home Value
$936
Rent
1985
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached78.3%
  • 1-unit attached1.4%
  • 2-9 units5.8%
  • 10+ units4.8%
  • Mobile home & other9.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$328,000
Median rent$936
Owner-occupied79.6%
Vacant3.6%
Price-to-income4.1x
Est. income to buy$90,000