ZIP Code 84013 — Cedar Fort town, UT Demographics & Data

ZIP code 84013 covers Cedar Fort, UT in Utah County with a population of about 719.

At a glance, the area shows median age of 31.5 versus a U.S. median of about 38.9.

It sits in telephone area codes 385, 801; U.S. House district UT-4; the SALT LAKE CITY media market.

Cedar Fort, UT reads as a military / base-oriented community on US5’s intent model (base-related place names in city/county context). Service members and families often look up Basic Allowance for Housing (BAH) rates, on-base mail (PSC / P.O. Box) addresses, and nearby ZIP demographics when relocating.

US5 shows 2026 DoD BAH locality rates for this ZIP’s Military Housing Area on this page (pay grade × with/without dependents). Treat the table as a planning reference and confirm entitlement with your finance office or the official DTMO BAH lookup.

Median household income in ZIP 84013 is about $104,405 — about 39% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 7.7%; unemployment rate near 0.3%; 21.0% of adults with a bachelor’s degree or higher (about 12.7 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Construction, and Professional services; about 6.7% of workers reporting work-from-home (about 8.5 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $448,000 — about 29% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $735 (about 37% below the U.S. median rent ($1,163)), and owner-occupancy near 89.9% (about 24.5 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 84013 in Cedar Fort, UT, a household would need roughly $123,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,878. That is about 18% above the local median household income ($104,405), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Cedar Fort town, UT as Relatively High (composite score 95.3), which is among the highest nationally. The strongest component scores on US5 are wildfire (98.9) and flood (90.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Cedar Fort town, UT show little to no average snow and around 12.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 54 for ZIP 84013 (Cedar Fort town, UT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.