ZIP Code 84521 — Elmo town, UT Demographics & Data

ZIP code 84521 covers Elmo, UT in Emery County with a population of about 591.

At a glance, the area shows median age of 52.6 versus a U.S. median of about 38.9.

It sits in telephone area code 435; U.S. House district UT-3; the SALT LAKE CITY media market.

Median household income in ZIP 84521 is about $51,607 — about 31% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 4.7%; unemployment rate near 2.8%; 14.7% of adults with a bachelor’s degree or higher (about 19.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Construction, and Transportation; about 4.3% of workers reporting work-from-home (about 10.9 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $189,500 — about 46% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $712 (about 39% below the U.S. median rent ($1,163)), and owner-occupancy near 77.1% (about 11.7 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 84521 in Elmo, UT, a household would need roughly $52,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,217. That is roughly in line with the local median household income ($51,607). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Elmo town, UT as Very Low (composite score 7.0), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (59.3) and flood (12.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Elmo town, UT show little to no average snow and around 9.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 45 for ZIP 84521 (Elmo town, UT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.