ZIP Code 84626 — Elberta CDP, UT Demographics & Data

ZIP code 84626 covers Elberta, UT in Utah County with a population of about 617.

At a glance, the area shows median age of 25.5 versus a U.S. median of about 38.9.

It sits in telephone area codes 385, 801; U.S. House district UT-4; the SALT LAKE CITY media market.

Median household income in ZIP 84626 is about $60,208 — about 20% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 16.4%; unemployment rate near 0.5%; 19.8% of adults with a bachelor’s degree or higher (about 13.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Manufacturing, and Other services; about 18.7% of workers reporting work-from-home (about 3.5 points above the U.S. share (15.2%)); a mean commute of about 152.0 minutes (U.S. average near 26.8).

Median home value is about $468,800 — about 35% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 38.1% (about 27.3 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 84626 in Elberta, UT, a household would need roughly $129,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,011. That is about 114% above the local median household income ($60,208), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Elberta CDP, UT as Relatively High (composite score 95.3), which is among the highest nationally. The strongest component scores on US5 are wildfire (98.9) and flood (90.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Elberta CDP, UT show little to no average snow and around 18.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 47 for ZIP 84626 (Elberta CDP, UT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.