ZIP Code 85641 — Vail CDP, AZ Demographics & Data

ZIP code 85641 covers Vail, AZ in Pima County with a population of about 31,665.

At a glance, the area shows median age of 39.7 (near the U.S. median).

It sits in telephone area code 520; U.S. House district AZ-6; the TUCSON (SIERRA VISTA) media market.

Vail, AZ matches a tourism / travel destination profile (tourism/destination place names). Search demand here often clusters around weather, landmarks, short stays, and local services — the live 7-day forecast on this page is especially useful for trip planning.

Median household income in ZIP 85641 is about $121,647 — about 62% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 5.1%; unemployment rate near 3.2%; 45.9% of adults with a bachelor’s degree or higher (about 12.2 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Professional services, and Manufacturing; about 20.1% of workers reporting work-from-home (about 4.9 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $372,500 — about 7% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,466 (about 26% above the U.S. median rent ($1,163)), and owner-occupancy near 93.3% (about 27.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 85641 in Vail, AZ, a household would need roughly $103,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,393. That sits below the local median household income ($121,647), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Vail CDP, AZ as Relatively High (composite score 99.1), which is among the highest nationally. The strongest component scores on US5 are wildfire (99.7) and flood (99.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Vail CDP, AZ show little to no average snow.

IRS migration statistics show a net inflow of about 1,062 for ZIP 85641 (Vail CDP, AZ) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.