ZIP Code 86016 — undefined, AZ Demographics & Data

ZIP code 86016 covers AZ in Coconino County with a population of about 41.

At a glance, the area shows median age of 61.3 versus a U.S. median of about 38.9.

It sits in telephone area code 928; U.S. House district AZ-2; the PHOENIX (PRESCOTT) media market.

AZ fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 86016 is about $2,499 — about 97% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 36.6%; unemployment rate near 0.0%.

Labor and commute patterns include leading industry context around Retail trade, Construction, and Education; a mean commute of about 10.0 minutes (U.S. average near 26.8).

Median home value is about $30,800 — about 91% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 86016 in AZ, a household would need roughly $8,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $198. That is about 220% above the local median household income ($2,499), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for AZ as Relatively Moderate (composite score 94.2), which is among the highest nationally. The strongest component scores on US5 are wildfire (99.4) and flood (96.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for AZ show little to no average snow and around 8.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1 for ZIP 86016 (AZ) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.