ZIP Code 86001 — Fort Valley CDP, AZ Demographics & Data

ZIP code 86001 covers Fort Valley, AZ in Coconino County with a population of about 36,900.

At a glance, the area shows median age of 23.5 versus a U.S. median of about 38.9.

It sits in telephone area code 928; U.S. House district AZ-2; the PHOENIX (PRESCOTT) media market.

Fort Valley, AZ reads as a military / base-oriented community on US5’s intent model (base-related place names in city/county context). Service members and families often look up Basic Allowance for Housing (BAH) rates, on-base mail (PSC / P.O. Box) addresses, and nearby ZIP demographics when relocating.

US5 shows 2026 DoD BAH locality rates for this ZIP’s Military Housing Area on this page (pay grade × with/without dependents). Treat the table as a planning reference and confirm entitlement with your finance office or the official DTMO BAH lookup.

Median household income in ZIP 86001 is about $62,587 — about 17% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 24.7%; unemployment rate near 6.9%; 54.6% of adults with a bachelor’s degree or higher (about 20.9 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Food services, and Healthcare; about 11.3% of workers reporting work-from-home (about 3.9 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $570,900 — about 64% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,388 (about 19% above the U.S. median rent ($1,163)), and owner-occupancy near 35.0% (about 30.4 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 86001 in Fort Valley, AZ, a household would need roughly $157,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,667. That is about 151% above the local median household income ($62,587), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Fort Valley CDP, AZ as Relatively Moderate (composite score 94.2), which is among the highest nationally. The strongest component scores on US5 are wildfire (99.4) and flood (96.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Fort Valley CDP, AZ show little to no average snow and around 20.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,238 for ZIP 86001 (Fort Valley CDP, AZ) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.