ZIP Code 86336 — Oak Creek Canyon CDP, AZ Demographics & Data

ZIP code 86336 covers Oak Creek Canyon, AZ in Yavapai County with a population of about 11,223.

At a glance, the area shows median age of 59.6 versus a U.S. median of about 38.9.

It sits in telephone area code 928; U.S. House district AZ-2; the PHOENIX (PRESCOTT) media market.

Oak Creek Canyon, AZ fits a retirement-oriented profile (high share of residents 65+ (38.5%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 86336 is about $65,000 — about 14% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 13.8%; unemployment rate near 7.0%; 50.7% of adults with a bachelor’s degree or higher (about 17.0 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Healthcare, and Administrative support; about 30.1% of workers reporting work-from-home (about 14.9 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $705,300 — about 103% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,314 (about 13% above the U.S. median rent ($1,163)), and owner-occupancy near 72.8% (about 7.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 86336 in Oak Creek Canyon, AZ, a household would need roughly $194,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,531. That is about 198% above the local median household income ($65,000), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Oak Creek Canyon CDP, AZ as Relatively Moderate (composite score 93.7), which is among the highest nationally. The strongest component scores on US5 are wildfire (99.6) and flood (96.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Oak Creek Canyon CDP, AZ show little to no average snow and around 17.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 376 for ZIP 86336 (Oak Creek Canyon CDP, AZ) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.