ZIP Code 86351 — Village of Oak Creek (Big Park) CDP, AZ Demographics & Data

ZIP code 86351 covers Village of Oak Creek (Big Park), AZ in Yavapai County with a population of about 6,560.

At a glance, the area shows median age of 65.9 versus a U.S. median of about 38.9.

It sits in telephone area code 928; U.S. House district AZ-2; the PHOENIX (PRESCOTT) media market.

Village of Oak Creek (Big Park), AZ fits a retirement-oriented profile (high share of residents 65+ (52.3%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 86351 is about $80,304 — about 7% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 13.2%; unemployment rate near 3.0%; 49.0% of adults with a bachelor’s degree or higher (about 15.3 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Food services, Other services, and Construction; about 25.2% of workers reporting work-from-home (about 10.0 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $658,300 — about 89% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,368 (about 18% above the U.S. median rent ($1,163)), and owner-occupancy near 62.5% (about 2.9 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 86351 in Village of Oak Creek (Big Park), AZ, a household would need roughly $181,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,229. That is about 125% above the local median household income ($80,304), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Village of Oak Creek (Big Park) CDP, AZ as Relatively Moderate (composite score 93.7), which is among the highest nationally. The strongest component scores on US5 are wildfire (99.6) and flood (96.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Village of Oak Creek (Big Park) CDP, AZ show little to no average snow and around 17.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 220 for ZIP 86351 (Village of Oak Creek (Big Park) CDP, AZ) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.