ZIP Code 87547 — White Rock CDP, NM Demographics & Data

ZIP code 87547 covers White Rock, NM in Los Alamos County with a population of about 5,568.

At a glance, the area shows median age of 41.7 versus a U.S. median of about 38.9.

It sits in telephone area code 505; U.S. House district NM-3.

White Rock, NM ranks among higher-income / higher-home-value communities on US5 (very high median household income (~$150,714)). Searchers often dig into housing affordability stretch, private schools, and neighborhood comparisons rather than entry-level rentals.

Median household income in ZIP 87547 is about $150,714 — about 101% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 1.4%; unemployment rate near 1.1%; 70.4% of adults with a bachelor’s degree or higher (about 36.7 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Professional services, Education, and Public administration; about 10.2% of workers reporting work-from-home (about 5.0 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $460,100 — about 32% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 99.6% (about 34.2 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 87547 in White Rock, NM, a household would need roughly $127,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,956. That sits below the local median household income ($150,714), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for White Rock CDP, NM as Very Low (composite score 3.6), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (83.4) and flood (11.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for White Rock CDP, NM show limited published climate normals on US5.

IRS migration statistics show a net inflow of about 176 for ZIP 87547 (White Rock CDP, NM) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.