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White Rock CDP, NM

ZIP 87547 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 87547

Median Home Value
$460,100
Median Rent
N/A
Affordability Snapshot
$127,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,956/mo PITI).

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

To comfortably buy a median-priced home in ZIP 87547 in White Rock CDP, NM, a household would need roughly $127,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,956. That sits below the local median household income ($150,714), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
99.6%+52% vs US avg
x
Vacancy Rate
11.5%+11% vs US avg
x
Broadband Access
89.7%+3% vs US avg
x
4+ Bedrooms
6.0%-60% vs US avg
x
Built Pre-1939
0.7%-95% vs US avg
x
Built Post-2014
1.8%-74% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
35.4%-7% vs US avg
x
$460,100
Home Value
N/A
Rent
1973
Year Built
2009
Moved In

Residents have lived here since ~2009 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached96.8%
  • 1-unit attached2.3%
  • 2-9 units0.8%
  • 10+ units0.0%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$460,100
Median rent$-666,666,666
Owner-occupied99.6%
Vacant11.5%
Price-to-income3.1x
Est. income to buy$127,000