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Ribera CDP, NM

ZIP 87560 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income AreaLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 87560

Median Home Value
$98,500
Median Rent
$692
Affordability Snapshot
$27,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$633/mo PITI).

29%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.4x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

11.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 87560 in Ribera CDP, NM, a household would need roughly $27,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $633. That is roughly in line with the local median household income ($28,801). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 17% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
79.5%+22% vs US avg
x
Vacancy Rate
16.9%+64% vs US avg
x
Broadband Access
84.4%-3% vs US avg
x
4+ Bedrooms
2.2%-85% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
0.0%
x
Rent Burden >30%
36.0%-27% vs US avg
x
Mortgage-Free
83.9%+120% vs US avg
x
$98,500
Home Value
$692
Rent
1983
Year Built
2004
Moved In

Residents have lived here since ~2004 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached49.9%
  • 1-unit attached0.9%
  • 2-9 units4.0%
  • 10+ units0.0%
  • Mobile home & other45.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$98,500
Median rent$692
Owner-occupied79.5%
Vacant16.9%
Price-to-income3.4x
Est. income to buy$27,000