ZIP Code 87560 — Ribera CDP, NM Demographics & Data

ZIP code 87560 covers Ribera, NM in San Miguel County with a population of about 1,804.

At a glance, the area shows median age of 44.7 versus a U.S. median of about 38.9.

It sits in telephone area code 575; U.S. House district NM-3; the ALBUQUERQUE - SANTA FE media market.

Median household income in ZIP 87560 is about $28,801 — about 62% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 17.0%; unemployment rate near 18.8%; 20.4% of adults with a bachelor’s degree or higher (about 13.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Administrative support, Public administration, and Healthcare; about 7.0% of workers reporting work-from-home (about 8.2 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $98,500 — about 72% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $692 (about 40% below the U.S. median rent ($1,163)), and owner-occupancy near 79.5% (about 14.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 87560 in Ribera, NM, a household would need roughly $27,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $633. That is roughly in line with the local median household income ($28,801). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Ribera CDP, NM as Relatively Low (composite score 74.6), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (97.3) and flood (83.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Ribera CDP, NM show little to no average snow and around 17.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 57 for ZIP 87560 (Ribera CDP, NM) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.