ZIP Code 87732 — Mora CDP, NM Demographics & Data

ZIP code 87732 covers Mora, NM in Mora County with a population of about 969.

At a glance, the area shows median age of 47.9 versus a U.S. median of about 38.9.

It sits in telephone area code 575; U.S. House district NM-3; the ALBUQUERQUE - SANTA FE media market.

Median household income in ZIP 87732 is about $66,087 — about 12% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 31.7%; unemployment rate near 11.8%; 28.9% of adults with a bachelor’s degree or higher (about 4.8 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Public administration, Retail trade, and Construction; about 28.6% of workers reporting work-from-home (about 13.4 points above the U.S. share (15.2%)); a mean commute of about 157.0 minutes (U.S. average near 26.8).

Median home value is about $118,600 — about 66% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 82.3% (about 16.9 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 87732 in Mora, NM, a household would need roughly $33,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $762. That sits below the local median household income ($66,087), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Mora CDP, NM as Very Low (composite score 38.8), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (95.9) and flood (50.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Mora CDP, NM show little to no average snow and around 24.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 31 for ZIP 87732 (Mora CDP, NM) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.