ZIP Code 87742 — undefined, NM Demographics & Data

ZIP code 87742 covers NM in San Miguel County with a population of about 343.

At a glance, the area shows median age of 69.9 versus a U.S. median of about 38.9.

It sits in telephone area codes 505, 575; U.S. House district NM-3; the ALBUQUERQUE - SANTA FE media market.

NM fits a retirement-oriented profile (high share of residents 65+ (82.8%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 87742 is about $60,682 — about 19% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 10.8%; unemployment rate near 0.0%; 56.0% of adults with a bachelor’s degree or higher (about 22.3 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare; a mean commute of about 25.0 minutes (U.S. average near 26.8).

Median home value is about $235,300 — about 32% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 100.0% (about 34.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 87742 in NM, a household would need roughly $65,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,512. That is roughly in line with the local median household income ($60,682). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for NM as Relatively Low (composite score 74.6), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (97.3) and flood (83.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for NM show little to no average snow and around 24.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 11 for ZIP 87742 (NM) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.