ZIP Code 88038 — Gila CDP, NM Demographics & Data

ZIP code 88038 covers Gila, NM in Grant County with a population of about 592.

At a glance, the area shows median age of 56.1 versus a U.S. median of about 38.9.

It sits in telephone area code 575; U.S. House district NM-2; the ALBUQUERQUE - SANTA FE media market.

Gila, NM fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

On socioeconomic markers, US5 shows a poverty rate of 29.4%; unemployment rate near 24.8%; 20.8% of adults with a bachelor’s degree or higher (about 12.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Other services, and Mining; a mean commute of about 100.0 minutes (U.S. average near 26.8).

Median home value is about $222,700 — about 36% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 93.4% (about 28.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 88038 in Gila, NM, a household would need roughly $61,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,431. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Gila CDP, NM as Relatively Low (composite score 74.1), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (96.9) and flood (83.7). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Gila CDP, NM show little to no average snow and around 15.2 inches of annual precipitation.

IRS migration statistics show a net inflow of about 19 for ZIP 88038 (Gila CDP, NM) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.