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Gila CDP, NM

ZIP 88038 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 88038

Median Home Value
$222,700
Median Rent
N/A
Affordability Snapshot
$61,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,431/mo PITI).

To comfortably buy a median-priced home in ZIP 88038 in Gila CDP, NM, a household would need roughly $61,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,431. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics

Historic housing stock (46% built before 1939)

Owner Occupied
93.4%+43% vs US avg
x
Vacancy Rate
0.0%
x
Broadband Access
90.1%+4% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
46.2%+261% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
0.0%
x
Mortgage-Free
83.8%+119% vs US avg
x
$222,700
Home Value
N/A
Rent
1958
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached79.2%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other20.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$222,700
Median rent$-666,666,666
Owner-occupied93.4%
Vacant0.0%
Est. income to buy$61,000