ZIP Code 88201 — Roswell city, NM Demographics & Data

ZIP code 88201 covers Roswell, NM in Chaves County with a population of about 27,715.

At a glance, the area shows median age of 37.7 (near the U.S. median).

It sits in telephone area code 575; U.S. House district NM-1; the ALBUQUERQUE - SANTA FE media market.

Median household income in ZIP 88201 is about $62,752 — about 16% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 17.2%; unemployment rate near 3.9%; 27.8% of adults with a bachelor’s degree or higher (about 5.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Education, and Retail trade; about 6.2% of workers reporting work-from-home (about 9.0 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $202,600 — about 42% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $778 (about 33% below the U.S. median rent ($1,163)), and owner-occupancy near 73.4% (about 8.0 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 88201 in Roswell, NM, a household would need roughly $56,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,301. That sits below the local median household income ($62,752), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Roswell city, NM as Relatively Moderate (composite score 87.6), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (92.5) and flood (92.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Roswell city, NM show little to no average snow and around 13.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 875 for ZIP 88201 (Roswell city, NM) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.