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Roswell city, NM

ZIP 88201 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 88201

Median Home Value
$202,600
Median Rent
$778
Affordability Snapshot
$56,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,301/mo PITI).

15%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

21.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 88201 in Roswell city, NM, a household would need roughly $56,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,301. That sits below the local median household income ($62,752), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
73.4%+12% vs US avg
x
Vacancy Rate
11.2%+9% vs US avg
x
Broadband Access
82.9%-5% vs US avg
x
4+ Bedrooms
2.9%-80% vs US avg
x
Built Pre-1939
5.7%-55% vs US avg
x
Built Post-2014
0.1%-99% vs US avg
x
Rent Burden >30%
23.6%-53% vs US avg
x
Mortgage-Free
55.3%+45% vs US avg
x
$202,600
Home Value
$778
Rent
1976
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached73.0%
  • 1-unit attached2.8%
  • 2-9 units6.9%
  • 10+ units6.3%
  • Mobile home & other11.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$202,600
Median rent$778
Owner-occupied73.4%
Vacant11.2%
Price-to-income3.2x
Est. income to buy$56,000