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Thousand Oaks city, CA

ZIP 91320 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 91320

Median Home Value
$917,700
Median Rent
$2,404
Affordability Snapshot
$253,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,895/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.1x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

31.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 91320 in Thousand Oaks city, CA, a household would need roughly $253,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,895. That is about 68% above the local median household income ($150,861), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
77.2%+18% vs US avg
x
Vacancy Rate
3.0%-71% vs US avg
x
Broadband Access
95.8%+10% vs US avg
x
4+ Bedrooms
8.3%-44% vs US avg
x
Built Pre-1939
0.8%-94% vs US avg
x
Built Post-2014
0.2%-98% vs US avg
x
Rent Burden >30%
20.4%-59% vs US avg
x
Mortgage-Free
28.4%-26% vs US avg
x
$917,700
Home Value
$2,404
Rent
1980
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached75.2%
  • 1-unit attached7.8%
  • 2-9 units6.4%
  • 10+ units5.9%
  • Mobile home & other4.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$917,700
Median rent$2,404
Owner-occupied77.2%
Vacant3.0%
Price-to-income6.1x
Est. income to buy$253,000