ZIP codes
77
Area Code 820
Explore ZIP codes in area code 820 — covering CA — 77 ZIP codes — 1,562,880 residents. Population, income, and housing at a glance.
Population
1,562,880
States
CA
Median household income (avg.)
$101,971
Average home value
$865,336
Where is area code 820?
Area code 820 maps to 77 indexable ZIP codes on US5 across CA, with a combined ZIP-area population of about 1,562,880.
Among places with the most population in this NPA on US5 are Oxnard, CA, Thousand Oaks, CA, Simi Valley, CA, San Buenaventura (Ventura), CA, and Santa Maria, CA. Open any ZIP below for full demographics, housing, and nearby services.
The most populous ZIP currently listed for 820 is 93033 (about 80,482 residents).
Income and housing in 820
Across ZIPs with income data in area code 820, the average median household income is about $101,971 — about 36% above the U.S. median ($75,149).
Average median home value across those ZIPs is about $865,336.
On this page’s income ranking, ZIP 93108 is near the top at about $223,694.
How area code 820 numbering works
In the North American Numbering Plan, the first three digits of a 10-digit phone number are the Numbering Plan Area (NPA), commonly called the area code. Digits 4–6 are the central office code (NXX / “exchange”), and the last four digits identify the individual line.
US5’s 820 page groups ZIP codes that are associated with this NPA in published geography data. That is a place-based view — it is not a live directory of every phone number assigned to 820, and overlays or split NPAs can mean multiple area codes serve the same metro.
Scams and caller ID spoofing
Seeing area code 820 on caller ID does not prove the caller is physically in CA. Spoofing tools can display almost any NPA, including local-looking numbers used in IRS, bank, warranty, and “grandparent” scams.
If you receive an unexpected call about taxes, arrests, or locked accounts: hang up, do not share codes or remote-access software, and contact the organization using a number from its official website or your statement — not a number the caller provides. US5 publishes geography for research; it does not verify live callers.
ZIP codes in area code 820
Frequently asked questions
Where is area code 820?
Area code 820 is associated with ZIP codes in CA on US5, covering about 1,562,880 combined ZIP-area residents across 77 codes. Browse the ZIP table on this page for cities and counties.
How many ZIP codes are in area code 820?
US5 currently lists 77 indexable ZIP codes for area code 820. Counts can change as geography publishes update.
What is the average income in area code 820?
The average of ZIP median household incomes in area code 820 is about $101,971 (about 36% above the U.S. median ($75,149)). Individual neighborhoods vary — sort the ZIP table by income to compare.
What is an NXX or “number block” in area code 820?
After the area code, the next three digits (NXX) identify a central office / exchange “block” of up to 10,000 numbers. US5 focuses on ZIP geography for 820; for live number assignment details, use official NANPA / carrier resources.
Does a 820 caller ID mean the person is local?
No. Caller ID can be spoofed to show area code 820 even when the caller is elsewhere. Treat unexpected calls about money, arrests, or account lockouts as suspicious and verify through official channels.
How can I avoid phone scams that use area code 820?
Do not trust caller ID alone. Never send gift cards, wire money, or install remote-access apps because a caller claims to be from the IRS, a bank, or tech support. Hang up and call back using a published number from a statement or official website.
What cities use area code 820?
Larger population clusters on US5 for 820 include Oxnard, CA, Thousand Oaks, CA, Simi Valley, CA, San Buenaventura (Ventura), CA, and Santa Maria, CA. Open linked ZIP pages for neighborhood-level demographics.