US5.com
  1. Home
  2. States
  3. California
  4. ZIP 91362
  5. Housing & Real Estate
Thousand Oaks city, CA

ZIP 91362 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 91362

Median Home Value
$1,078,100
Median Rent
$2,493
Affordability Snapshot
$297,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$6,925/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

7.5x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

36.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 91362 in Thousand Oaks city, CA, a household would need roughly $297,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $6,925. That is about 107% above the local median household income ($143,683), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
70.6%+8% vs US avg
x
Vacancy Rate
4.4%-57% vs US avg
x
Broadband Access
92.4%+6% vs US avg
x
4+ Bedrooms
11.3%-24% vs US avg
x
Built Pre-1939
0.4%-97% vs US avg
x
Built Post-2014
0.3%-95% vs US avg
x
Rent Burden >30%
31.6%-36% vs US avg
x
Mortgage-Free
28.1%-26% vs US avg
x
$1,078,100
Home Value
$2,493
Rent
1983
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached62.0%
  • 1-unit attached15.0%
  • 2-9 units10.3%
  • 10+ units10.1%
  • Mobile home & other2.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,078,100
Median rent$2,493
Owner-occupied70.6%
Vacant4.4%
Price-to-income7.5x
Est. income to buy$297,000