ZIP Code 92243 — El Centro city, CA Demographics & Data

ZIP code 92243 covers El Centro, CA in Imperial County with a population of about 48,556.

At a glance, the area shows median age of 31.5 versus a U.S. median of about 38.9.

It sits in telephone area codes 442, 760; U.S. House district CA-25; the YUMA - EL CENTRO media market.

Median household income in ZIP 92243 is about $55,890 — about 26% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 20.2%; unemployment rate near 9.7%; 16.2% of adults with a bachelor’s degree or higher (about 17.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Public administration; about 4.7% of workers reporting work-from-home (about 10.5 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $286,100 — about 18% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $828 (about 29% below the U.S. median rent ($1,163)), and owner-occupancy near 51.5% (about 13.9 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 92243 in El Centro, CA, a household would need roughly $79,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,838. That is about 41% above the local median household income ($55,890), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for El Centro city, CA as Relatively High (composite score 96.5), which is among the highest nationally. The strongest component scores on US5 are flood (94.1) and wildfire (76.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for El Centro city, CA show little to no average snow and around 2.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 2,390 for ZIP 92243 (El Centro city, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.