ZIP Code 92655 — Midway City CDP, CA Demographics & Data

ZIP code 92655 covers Midway City, CA in Orange County with a population of about 8,101.

At a glance, the area shows median age of 40.9 versus a U.S. median of about 38.9.

It sits in telephone area codes 657, 714; U.S. House district CA-45; the LOS ANGELES media market.

Midway City, CA sits in a university / college context (near golden west college (1.3 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 92655 is about $64,602 — about 14% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 17.6%; unemployment rate near 7.6%; 21.1% of adults with a bachelor’s degree or higher (about 12.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Food services, and Manufacturing; about 8.1% of workers reporting work-from-home (about 7.1 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $723,700 — about 108% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,372 (about 18% above the U.S. median rent ($1,163)), and owner-occupancy near 27.2% (about 38.2 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 92655 in Midway City, CA, a household would need roughly $199,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,649. That is about 208% above the local median household income ($64,602), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Midway City CDP, CA as Very High (composite score 99.8), which is among the highest nationally. The strongest component scores on US5 are flood (99.8) and wildfire (99.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Midway City CDP, CA show little to no average snow and around 12.5 inches of annual precipitation.

IRS migration statistics show a net inflow of about 399 for ZIP 92655 (Midway City CDP, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.