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Camarillo city, CA

ZIP 93012 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 93012

Median Home Value
$794,400
Median Rent
$2,617
Affordability Snapshot
$219,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,103/mo PITI).

26%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.5x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

25.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 93012 in Camarillo city, CA, a household would need roughly $219,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,103. That is about 79% above the local median household income ($122,110), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
68.6%+5% vs US avg
x
Vacancy Rate
5.2%-50% vs US avg
x
Broadband Access
95.2%+9% vs US avg
x
4+ Bedrooms
8.8%-40% vs US avg
x
Built Pre-1939
0.4%-97% vs US avg
x
Built Post-2014
0.6%-92% vs US avg
x
Rent Burden >30%
29.3%-41% vs US avg
x
Mortgage-Free
27.2%-29% vs US avg
x
$794,400
Home Value
$2,617
Rent
1987
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached56.1%
  • 1-unit attached25.1%
  • 2-9 units3.8%
  • 10+ units11.0%
  • Mobile home & other4.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$794,400
Median rent$2,617
Owner-occupied68.6%
Vacant5.2%
Price-to-income6.5x
Est. income to buy$219,000