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Oxnard city, CA

ZIP 93030 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLarge CommunityLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 93030

Median Home Value
$639,800
Median Rent
$1,735
Affordability Snapshot
$176,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,110/mo PITI).

23%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

7.1x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

30.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 93030 in Oxnard city, CA, a household would need roughly $176,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,110. That is about 95% above the local median household income ($90,067), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
45.5%-30% vs US avg
x
Vacancy Rate
4.9%-53% vs US avg
x
Broadband Access
88.9%+2% vs US avg
x
4+ Bedrooms
4.0%-73% vs US avg
x
Built Pre-1939
4.9%-62% vs US avg
x
Built Post-2014
0.1%-99% vs US avg
x
Rent Burden >30%
24.3%-51% vs US avg
x
Mortgage-Free
31.2%-18% vs US avg
x
$639,800
Home Value
$1,735
Rent
1975
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached55.8%
  • 1-unit attached8.1%
  • 2-9 units13.3%
  • 10+ units21.1%
  • Mobile home & other1.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$639,800
Median rent$1,735
Owner-occupied45.5%
Vacant4.9%
Price-to-income7.1x
Est. income to buy$176,000