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Goleta city, CA

ZIP 93117 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLarge CommunityLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 93117

Median Home Value
$1,021,700
Median Rent
$1,928
Affordability Snapshot
$281,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$6,563/mo PITI).

27%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

11.9x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

44.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 93117 in Goleta city, CA, a household would need roughly $281,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $6,563. That is about 228% above the local median household income ($85,711), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
38.3%-41% vs US avg
x
Vacancy Rate
6.8%-34% vs US avg
x
Broadband Access
90.5%+4% vs US avg
x
4+ Bedrooms
4.1%-72% vs US avg
x
Built Pre-1939
2.3%-82% vs US avg
x
Built Post-2014
0.7%-90% vs US avg
x
Rent Burden >30%
40.8%-18% vs US avg
x
Mortgage-Free
31.6%-17% vs US avg
x
$1,021,700
Home Value
$1,928
Rent
1974
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached33.9%
  • 1-unit attached9.5%
  • 2-9 units24.3%
  • 10+ units28.6%
  • Mobile home & other3.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,021,700
Median rent$1,928
Owner-occupied38.3%
Vacant6.8%
Price-to-income11.9x
Est. income to buy$281,000