US5.com
  1. Home
  2. States
  3. California
  4. ZIP 93422
  5. Housing & Real Estate
Atascadero city, CA

ZIP 93422 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 93422

Median Home Value
$692,100
Median Rent
$1,680
Affordability Snapshot
$191,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,446/mo PITI).

22%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

7.7x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

34.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 93422 in Atascadero city, CA, a household would need roughly $191,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,446. That is about 112% above the local median household income ($89,916), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
64.8%-1% vs US avg
x
Vacancy Rate
4.3%-58% vs US avg
x
Broadband Access
93.1%+7% vs US avg
x
4+ Bedrooms
2.4%-84% vs US avg
x
Built Pre-1939
3.1%-76% vs US avg
x
Built Post-2014
0.1%-98% vs US avg
x
Rent Burden >30%
16.9%-66% vs US avg
x
Mortgage-Free
30.4%-21% vs US avg
x
$692,100
Home Value
$1,680
Rent
1982
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached71.7%
  • 1-unit attached4.4%
  • 2-9 units10.8%
  • 10+ units7.2%
  • Mobile home & other5.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$692,100
Median rent$1,680
Owner-occupied64.8%
Vacant4.3%
Price-to-income7.7x
Est. income to buy$191,000