US5.com
  1. Home
  2. States
  3. California
  4. ZIP 93446
  5. Housing & Real Estate
El Paso de Robles (Paso Robles) city, CA

ZIP 93446 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 93446

Median Home Value
$661,400
Median Rent
$1,727
Affordability Snapshot
$182,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,249/mo PITI).

22%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

7.0x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

31.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 93446 in El Paso de Robles (Paso Robles) city, CA, a household would need roughly $182,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,249. That is about 93% above the local median household income ($94,512), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
68.4%+5% vs US avg
x
Vacancy Rate
11.9%+16% vs US avg
x
Broadband Access
94.0%+8% vs US avg
x
4+ Bedrooms
2.1%-86% vs US avg
x
Built Pre-1939
2.9%-77% vs US avg
x
Built Post-2014
0.6%-91% vs US avg
x
Rent Burden >30%
27.1%-45% vs US avg
x
Mortgage-Free
34.2%-10% vs US avg
x
$661,400
Home Value
$1,727
Rent
1987
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached73.8%
  • 1-unit attached4.5%
  • 2-9 units10.4%
  • 10+ units3.9%
  • Mobile home & other7.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$661,400
Median rent$1,727
Owner-occupied68.4%
Vacant11.9%
Price-to-income7.0x
Est. income to buy$182,000