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San Simeon CDP, CA

ZIP 93452 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 93452

Median Home Value
$276,600
Median Rent
$1,093
Affordability Snapshot
$76,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,777/mo PITI).

24%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.1x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

21.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 93452 in San Simeon CDP, CA, a household would need roughly $76,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,777. That is about 39% above the local median household income ($54,705), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 42% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
40.5%-38% vs US avg
x
Vacancy Rate
41.5%+303% vs US avg
x
Broadband Access
81.5%-6% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
13.2%+3% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
0.0%
x
Mortgage-Free
54.3%+42% vs US avg
x
$276,600
Home Value
$1,093
Rent
1979
Year Built
2000
Moved In

Residents have lived here since ~2000 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached18.9%
  • 1-unit attached31.4%
  • 2-9 units22.3%
  • 10+ units0.0%
  • Mobile home & other27.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$276,600
Median rent$1,093
Owner-occupied40.5%
Vacant41.5%
Price-to-income5.1x
Est. income to buy$76,000