ZIP Code 93541 — Mono City CDP, CA Demographics & Data

ZIP code 93541 covers Mono City, CA in Mono County with a population of about 889.

At a glance, the area shows median age of 38.9 (near the U.S. median).

It sits in telephone area codes 442, 760; U.S. House district CA-3; the RENO media market.

Mono City, CA aligns with a tech / corporate-campus profile (high remote-work / education / income profile or known campus context). Broadband quality, remote-work share, and nearby employer campuses often matter as much as classic residential stats.

Median household income in ZIP 93541 is about $117,719 — about 57% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 0.0%; unemployment rate near 7.7%; 70.3% of adults with a bachelor’s degree or higher (about 36.5 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Other services, and Professional services; about 71.5% of workers reporting work-from-home (about 56.3 points above the U.S. share (15.2%)); a mean commute of about 103.0 minutes (U.S. average near 26.8).

Median home value is about $333,600 — about 4% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 87.2% (about 21.8 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 93541 in Mono City, CA, a household would need roughly $92,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,143. That sits below the local median household income ($117,719), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Mono City CDP, CA as Relatively Low (composite score 46.5), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (91.2) and flood (46.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Mono City CDP, CA show little to no average snow and around 15.1 inches of annual precipitation.

IRS migration statistics show a net inflow of about 44 for ZIP 93541 (Mono City CDP, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.