ZIP Code 93643 — North Fork CDP, CA Demographics & Data

ZIP code 93643 covers North Fork, CA in Madera County with a population of about 2,778.

At a glance, the area shows median age of 61.0 versus a U.S. median of about 38.9.

It sits in telephone area codes 442, 559, 760; U.S. House district CA-5; the FRESNO - VISALIA media market.

North Fork, CA fits a retirement-oriented profile (high share of residents 65+ (40.4%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 93643 is about $67,612 — about 10% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 16.2%; unemployment rate near 20.0%; 19.8% of adults with a bachelor’s degree or higher (about 13.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Retail trade, Education, and Other services; about 15.7% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $339,300 — about 3% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,006 (about 13% below the U.S. median rent ($1,163)), and owner-occupancy near 80.1% (about 14.7 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 93643 in North Fork, CA, a household would need roughly $93,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,180. That is about 38% above the local median household income ($67,612), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for North Fork CDP, CA as Relatively High (composite score 96.4), which is among the highest nationally. The strongest component scores on US5 are wildfire (99.4) and flood (94.0). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for North Fork CDP, CA show little to no average snow and around 33.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 137 for ZIP 93643 (North Fork CDP, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.