ZIP Code 93664 — Shaver Lake CDP, CA Demographics & Data

ZIP code 93664 covers Shaver Lake, CA in Fresno County with a population of about 328.

At a glance, the area shows median age of 66.9 versus a U.S. median of about 38.9.

It sits in telephone area code 559; U.S. House district CA-5; the FRESNO - VISALIA media market.

Shaver Lake, CA fits a retirement-oriented profile (high share of residents 65+ (59.5%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 93664 is about $142,292 — about 89% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 4.6%; unemployment rate near 2.0%; 52.7% of adults with a bachelor’s degree or higher (about 19.0 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Professional services, Healthcare, and Construction; about 8.7% of workers reporting work-from-home (about 6.5 points below the U.S. share (15.2%)); a mean commute of about 84.0 minutes (U.S. average near 26.8).

Median home value is about $618,200 — about 78% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 86.0% (about 20.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 93664 in Shaver Lake, CA, a household would need roughly $170,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,971. That is about 19% above the local median household income ($142,292), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Shaver Lake CDP, CA as Relatively High (composite score 99.3), which is among the highest nationally. The strongest component scores on US5 are flood (98.7) and wildfire (98.4). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Shaver Lake CDP, CA show little to no average snow and around 44.4 inches of annual precipitation.

IRS migration statistics show a net inflow of about 16 for ZIP 93664 (Shaver Lake CDP, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.