ZIP Code 95017 — Davenport CDP, CA Demographics & Data

ZIP code 95017 covers Davenport, CA in Santa Cruz County with a population of about 738.

At a glance, the area shows median age of 38.2 (near the U.S. median).

It sits in telephone area code 831; U.S. House district CA-19; the MONTEREY - SALINAS media market.

Median household income in ZIP 95017 is about $100,750 — about 34% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 6.7%; unemployment rate near 6.5%; 41.0% of adults with a bachelor’s degree or higher (about 7.3 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Agriculture, Education, and Retail trade; about 7.0% of workers reporting work-from-home (about 8.2 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $993,100 — about 185% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,096 (about 6% below the U.S. median rent ($1,163)), and owner-occupancy near 45.5% (about 20.0 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 95017 in Davenport, CA, a household would need roughly $273,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $6,379. That is about 171% above the local median household income ($100,750), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Davenport CDP, CA as Relatively High (composite score 97.8), which is among the highest nationally. The strongest component scores on US5 are wildfire (97.3) and flood (96.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Davenport CDP, CA show little to no average snow and around 49.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 36 for ZIP 95017 (Davenport CDP, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.