ZIP Code 95439 — Fulton CDP, CA Demographics & Data

ZIP code 95439 covers Fulton, CA in Sonoma County with a population of about 708.

At a glance, the area shows median age of 58.0 versus a U.S. median of about 38.9.

It sits in telephone area codes 369, 707; U.S. House district CA-2; the SAN FRANCISCO - OAK - SAN JOSE media market.

Fulton, CA ranks among higher-income / higher-home-value communities on US5 (very high median household income (~$165,216)). Searchers often dig into housing affordability stretch, private schools, and neighborhood comparisons rather than entry-level rentals.

Median household income in ZIP 95439 is about $165,216 — about 120% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 14.7%; unemployment rate near 0.0%; 22.6% of adults with a bachelor’s degree or higher (about 11.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Construction, and Public administration; about 14.7% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $817,800 — about 135% above the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 88.0% (about 22.6 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 95439 in Fulton, CA, a household would need roughly $225,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,253. That is about 36% above the local median household income ($165,216), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Fulton CDP, CA as Relatively High (composite score 99.1), which is among the highest nationally. The strongest component scores on US5 are flood (99.2) and wildfire (98.2). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Fulton CDP, CA show little to no average snow and around 33.8 inches of annual precipitation.

IRS migration statistics show a net inflow of about 35 for ZIP 95439 (Fulton CDP, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.