ZIP Code 95567 — Smith River CDP, CA Demographics & Data

ZIP code 95567 covers Smith River, CA in Del Norte County with a population of about 2,349.

At a glance, the area shows median age of 38.7 (near the U.S. median).

It sits in telephone area codes 369, 707; U.S. House district CA-2; the EUREKA media market.

Median household income in ZIP 95567 is about $84,250 — about 12% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 8.3%; unemployment rate near 3.5%; 5.4% of adults with a bachelor’s degree or higher (about 28.3 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Public administration, and Other services; about 6.8% of workers reporting work-from-home (about 8.4 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $326,800 — about 6% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $570 (about 51% below the U.S. median rent ($1,163)), and owner-occupancy near 82.1% (about 16.7 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 95567 in Smith River, CA, a household would need roughly $90,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,099. That is roughly in line with the local median household income ($84,250). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Smith River CDP, CA as Relatively High (composite score 94.4), which is among the highest nationally. The strongest component scores on US5 are wildfire (85.7) and flood (77.8). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Smith River CDP, CA show little to no average snow and around 78.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 116 for ZIP 95567 (Smith River CDP, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.